One of the costs that would be required mainly by Muslims to borrow money in the bank. As part of the five pillars of Islam, which is a Muslim you are obliged to perform the Hajj. But the cost is always an obstacle to this, especially for young people. So what can be done to keep the cost of Hajj is to be gained?

Look out for each fund will be set up to use. This picture for details of your requirements during the process to become a pilgrim, and when it was in Mecca:

• The registration fee to become a pilgrim.
• Fees for passports, visas, and Tasreh or entry permits Arabia as a pilgrim.
• The cost of round-trip ticket and administration at the airport.
• The cost of accommodation (hotel, meals, etc.).
• The cost of vaccinations and medical check-ups.
• Transportation costs to Mecca (bus, guide, mentor of worship, etc.).

If the count is calculated, then you need at least a cost of about 50 million for the pilgrimage and returned to Indonesia. It's certainly not a small amount, especially since you have to pay a deposit to the bank that has been designated the Ministry of Religious Affairs to register. You'll need more than a regular savings account, remember that you still have to take care of daily life and monthly bills such as water, electricity, gas, etc.

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For those of you who are confused to find funds for the pilgrimage, you can get:

1. Savings Haji
Many banks offer to open a savings pilgrimage. As well as regular savings, you set aside a portion of income to save enough money to pay the fare collected Pilgrimage or Hajj. Typically, these deposits are time deposits whose alias you specify until when will save.

2. Sale of assets
If it turns out the funds you set aside each month is considered sufficient to finance the pilgrimage within the specified time, then sell the assets held as an extra. It could be jewelry, electronic devices, or other items.

3. Loans
Another way is to take advantage of financing or loan from the bank. Many Islamic banks to provide financing facilities specifically for Hajj or Umrah, with Islamic principles that avoid usury. You can use this facility to get the cost that you need, and restore it after you complete the Hajj later.

Although borrow money in the bank is not exactly cheap, this is not a reason for you to think of it as something that is not possible. As long as there is no intention, there would be no way. If you already know what are the estimated costs necessary amount, why not have a payment from now? Rp500.000,00 as many installments per month, for example, will provide funds amounting to Rp60 million in 10 years (the normal waiting period for pilgrims). So what are you waiting for?