If you have been in a car accident in British Columbia, ICBC (Insurance Corporation of British Columbia) will handle your claim. ICBC accident is the main car insurance provider in the province. Here is what you need to know if you are in an accident.

What to Do After an Accident

1. Stay Safe – Check if anyone is hurt. If needed, call 911 for help.

2. Move to a Safe Place – If possible, move your car to avoid blocking traffic.

3. Exchange Information – Get the name, phone number, driver’s license, and insurance details of the other driver.

4. Take Photos – Capture pictures of the accident scene, damage, and road conditions.

5. Look for Witnesses – If anyone saw the accident, ask for their contact information.

6. Report to ICBC – Call ICBC or report the accident online as soon as possible.

How to File an ICBC Claim

1. Contact ICBC – Call their claims department or visit their website to start your claim.

2. Provide Details – Explain what happened, share photos, and give contact details of any witnesses.

3. Get Your Car Repaired – ICBC will guide you on where to take your car for repairs.

4. Medical Help – If you are injured, ICBC may cover treatment costs. Keep all medical records.

5. Wait for ICBC Decision – ICBC will decide who is responsible for the accident and how much they will pay.

Who Pays for the Damage?

• If you are at fault, your insurance may cover the other driver’s damage.

• If you are not at fault, ICBC will pay for your repairs.

• If both drivers share fault, the cost is split based on how much each driver is responsible.

Tips to Avoid Accidents

• Follow speed limits and road signs.

• Do not use your phone while driving.

• Keep a safe distance from other cars.

• Be extra careful in bad weather.

If you have questions, contact ICBC or a lawyer for help. Staying safe and knowing what to do after an accident can make the process easier.